Now available in iOS

Split bills fairly
with your barkada

Add an expense in seconds. See exactly who owes what. Settle up without the awkward follow-up.

No money moves through Kaya. We're just really good at math.

Made in PH · Free · iOS only

Kaya groups

Everything you need

Nothing you don't. Kaya is a ledger, not a payments app.

Any currency, always in Peso

Paid in Yen, Won, or Baht? Enter the foreign amount and Kaya converts it automatically.

¥8,000
₩45,000
฿900
₱ peso

No app? No problem

Add cash-payers as guests. Their share is tracked — they can claim their history when they sign up.

TR

Tita Rose

not on Kaya yet

guest

Clear, direct balances

Every debt is traceable to a real expense and a real person. No mystery settlements.

Real-time updates

Add an expense and everyone in the group sees it instantly. No refreshing needed.

Dom B added Airbnb — Osakajust now
Luis B settled ₱3,5002m ago

Invite by link

Share a link to bring anyone into your group. No account needed to join.

kaya.ph/invite/········Copy

All balances, one view

See what you're owed and what you owe across every group — without digging.

TO RECEIVE

₱20,832

YOU OWE

₱10,450

Remind, don't chase

Send a one-tap nudge to anyone who hasn't settled. No awkward messages needed.

JR

Jake R

Nudged · 2h ago

✓ Sent

How it works

From group creation to fully settled in four steps.

01

Create a group

Name it, pick a category — trip, food, home, whatever fits. Invite your people via link.

Japan 2026

1 to receive

6 members

Trip
DB
LB
MS
+3
02

Log expenses as they happen

Add what was spent, who paid, and how it splits. Takes under 15 seconds.

MAR 5

Izakaya dinner

Dom B paid

₱4,800.00

-₱800.00

Bullet Train

Jake R paid

₱8,600.00

paid ✓
03

See who owes what

Exact balances per person, per expense. No guessing, no spreadsheets.

YOU OWE
MS

Mia S

₱2,500.00
Settle now
JR

Jake R

₱1,800.00
Settle now
04

Settle outside the app

Pay via GCash or cash — then mark it settled in Kaya.

OWED TO YOU
LB

Luis B

₱3,500.00
Settled on March 15, 2026
CM

Cath M

₱1,200.00
Settled on March 15, 2026

Free · iOS · Made in PH

Ready to stop chasing
people for money?

Download Kaya. Add your first expense in under a minute.

Download on App Store