Split simply.
Settle easily.
Track shared expenses with friends, flatmates, or travel crews. See exactly who owes what.
No money moves through Kaya. We're just really good at math.
Made in PH
Everything you need
Nothing you don't. Kaya is a ledger, not a payments app.
Your currency, always
No FX confusion or hidden conversions. Kaya works in whatever currency your group uses.
Minimum payments
Smart algorithm figures out the fewest bank transfers to zero everyone out.
Receipt photos
Attach a photo to any expense so no one ever questions the amount again.
Real-time updates
Add an expense and everyone in the group sees it instantly. No refreshing needed.
Invite by link
Share a link to bring anyone into your group. Works even if they don't have the app yet.
Any kind of group
Weekend trips, flatmates splitting rent, team lunches — Kaya handles all of it.
How it works
From group creation to fully settled in four steps.
Create a group
Name it, pick a category — trip, food, home, whatever fits. Invite your people.
Log expenses as they happen
Add what you spent, who paid, and how it splits. Takes under 15 seconds.
See who owes what
Kaya calculates the minimum payments needed to zero everyone out.
Settle outside the app
Pay via GCash, bank transfer, or cash — then mark it settled in Kaya.
Ready to stop chasing people for money?
Download Kaya. Add your first expense in under a minute.
Download on App Store